Updated September 16, 2026

Canadian Brokerage Sign-Up Bonuses.

Free money for opening an account you were probably going to open anyway. Grouped into quick sign-ups (small deposit, fast payout) and transfer bonuses (bigger capital, bigger reward, longer lock-up).

Low-Effort Cash

Quick Sign-Up Bonuses

Small deposit, reward within weeks. Best for investors starting with a modest amount or opening a secondary account.

BrokerageSign-Up BonusHow to Qualify
QuestradeBest Cash Bonus $50 cash, or 0% marginThe $50 referral bonus is paid into your new account once the funding requirement is met, and the referrer gets $50 as well. Separately, promo code 0MARGIN gives brand-new clients 0% interest on their first US$5,000 of margin for 180 days. The GET300 and GET500 campaigns have both closed.
  1. Click the Get Bonus button to open your first Questrade self-directed account.
  2. Complete the application and fund the account with at least $250 within 60 days.
  3. The bonus is credited once the deposit is confirmed.
  4. For the margin offer instead, apply code 0MARGIN on a margin account application between September 1 and December 31, 2026. You must not have held a Questrade account in the previous three years.
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WealthsimpleLowest deposit threshold $25 cashOnly $100 deposit required, the lowest bar to qualify on this page. Stacks with the 1% transfer match below.
  1. Click the Get Bonus button to open a new Wealthsimple account.
  2. Deposit at least $100 within 30 days of opening the account.
  3. The $25 bonus is credited shortly after the deposit clears.
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WebullFee waiver, not cash 3 months of $0 option contractsOption contract fees are refunded for the first three months after you activate options trading. The standard rate afterwards is US$0.99 per contract. Free Nasdaq Level 2 data is also included: one month on registration, plus three more months on a first deposit of at least CAD $500.
  1. Click the Get Bonus button to open and fund a Webull Canada account.
  2. Activate options trading in the app once the account is approved.
  3. Contract fees incurred in the first three months are refunded automatically.
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Bigger Capital, Bigger Payout

Transfer & Large Deposit Bonuses

For investors moving an existing RRSP, TFSA, FHSA or non-registered account from another institution. Payouts scale with the amount you move in, but so does the holding period. Read the hold-until date before you commit, because it is usually a fixed calendar date rather than a rolling term.

BrokerageTransfer BonusHow to Qualify
QtradeBest rate on small transfers 5% up to $5,000 cash back5% of the deposit on $1,000 to $10,000, which is the best headline rate on this page. Above that it switches to flat tiers: $550 to $25,000, $600 to $50,000, $700 to $100,000, $1,000 to $250,000, $2,500 to $500,000, and $5,000 above that. An extra $100 sign-up bonus applies if you fund $25,000 within 30 days of opening. Promo code OFFER2026. Transfer-out fees reimbursed up to $150 when you move $15,000 or more. Corporate accounts are excluded.
  1. Click the Get Bonus button and open a new Qtrade Direct Investing account with promo code OFFER2026 by January 5, 2027.
  2. Deposit or transfer net new funds by February 5, 2027.
  3. Hold the funds until February 5, 2028. Cash back is paid on or around March 5, 2028, and the $100 sign-up bonus on or around March 5, 2027.
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WealthsimpleHighest ceiling 1% transfer matchOn net new transfers of $25,000 to $2 million, to a maximum of $20,000. Paid in 24 equal monthly instalments. One transfer-out fee rebate per account on qualifying transfers of $25,000 or more. Stacks with the $25 sign-up bonus. The 3% Active Trader rate and the 0.2% boost on amounts above $2 million have both closed.
  1. Click the Get Bonus button to open a new Wealthsimple account.
  2. Register for the 1% Match in the app, then initiate a transfer of $25,000 or more.
  3. The match is paid monthly over 24 months. Withdrawing more than 20% of the qualifying amount during that window triggers a proportional clawback.
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TD Direct InvestingBest rate on registered 3% registered, 1% non-registeredUp to a combined maximum of $15,000. The 3% tier covers TFSA, RRSP, spousal RRSP, FHSA, LIRA and LRSP. The 1% tier covers cash, margin and corporate. RIF, LIF, RESP and RDSP do not qualify. Transfer-out fees reimbursed up to $150 per account, maximum four accounts, on transfers of $25,000 or more.
  1. Click the Get Bonus button and register with promo code CASHBACK by October 23, 2026.
  2. Transfer $2,500 or more from outside TD Bank Group by November 30, 2026, with the first transfer within 60 days of registering.
  3. Hold the assets until November 30, 2028. Paid in two instalments, by December 31, 2027 and December 31, 2028.
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RBC Direct InvestingNew clients only 3% registered, 1% non-registeredUp to a combined maximum of $15,000. Broader account list than TD: RESP, RIF and LIF all qualify. You must not have held an RBC Direct Investing account, other than GoSmart, in the two years before July 31, 2026. Accounts have to be opened through an RBC promotional link, so confirm the offer is attached before you fund.
  1. Open one or more eligible accounts between July 31 and November 2, 2026.
  2. Transfer or deposit at least $2,500 by November 30, 2026. Transfers from most RBC-affiliated firms do not count.
  3. Hold the assets until November 30, 2028. Paid in two instalments, by December 31, 2027 and December 31, 2028.
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CIBC Investor's EdgeLarge balances only $1,000 to $15,000 cash backPremium Edge tiers: $1,000 at $100,000, $2,500 at $250,000, $5,000 at $500,000, $10,000 at $1 million, $15,000 at $2 million or more. Nothing below $100,000, which makes the cash side of this the narrowest offer on the page. Smaller accounts can instead use promo code EDGE2026 for 200 free stock and ETF trades, good until September 30, 2028 and available once per eligible account type.
  1. Click the Get Bonus button and start the transfer paperwork by September 30, 2026.
  2. Transferred assets must be received by October 31, 2026.
  3. Keep the balance above your tier threshold until the credit is deposited during the week of November 19, 2027.
  4. For the 200 free trades instead, open a new eligible account with promo code EDGE2026 by September 30, 2026.
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Scotia iTRADEOngoing perk, no cash 50 to 100 free trades a yearThe SUM26 cash-back campaign closed on August 31, 2026 and nothing has replaced it. Since September 1, 2026, Ultimate Package chequing clients get 100 commission-free iTRADE trades per calendar year and Preferred Package clients get 50, credited at $9.99 or $4.99 per trade depending on your pricing tier. Unused trades expire at year end. Transfer-out fees are still reimbursed up to $150 per account, maximum four accounts, when you move $15,000 or more per account or $50,000 combined.
  1. Hold or open an eligible Scotiabank Ultimate or Preferred Package chequing account.
  2. Click the Get Bonus button and open or keep a Scotia iTRADE account. Corporate and non-personal accounts are excluded.
  3. Both accounts must stay open and in good standing on the last day of each month. Credits land within ten business days of the month after the trades.
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BMO InvestorLinePermanent price cut instead No sign-up bonusThe SDCASHFT cash-back campaign closed to new accounts on August 31, 2026. Investors who registered before that date still qualify on funding received by September 30, 2026. In its place, BMO cut prices permanently on September 14, 2026: $0 commissions on stocks, ETFs and options, $0.90 per options contract, no account administration fees and no transfer-out fee. That is worth more than a one-time bonus to most buy-and-hold investors.
  1. No promo code or registration is needed. The new pricing applies to every BMO InvestorLine Self-Directed client automatically.
  2. Existing clients had the new pricing applied on September 14, 2026 with no action required.
  3. If you registered for SDCASHFT on or before August 31, 2026, fund at least $5,000 by September 30, 2026 to keep that cash-back claim alive.
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QuestradeFee rebate only Up to $150 per accountTransfer fee reimbursement, not a cash bonus. Questrade has no live transfer cash-back campaign right now. Its 4% Cashback on Qualifying Transfers offer ran January 5 to February 2, 2026 and has closed.
  1. Click the Get Bonus button to open a Questrade account.
  2. Initiate a transfer from another Canadian financial institution.
  3. Submit the transfer fee statement from your old institution to claim the rebate.
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Notes on Sign-Up Bonuses

Offers change frequently. Sign-up promotions are time-limited and revised several times a year. Every figure above was checked against each brokerage's own offer terms on September 16, 2026. Review this page monthly and confirm the current terms on the brokerage's site before you move any money.

Compare the hold period, not just the headline. A 3% offer that locks your assets until late 2028 and pays half of it a year after that can be worth less per year than a 1% offer that releases in twelve months. Most of these promotions also measure your balance net of withdrawals, so taking money out mid-term reduces or cancels the reward.

A transfer-fee rebate is not a bonus. It reimburses what your old brokerage charges you to leave, usually only above a minimum transfer size, and usually only after you send in a statement showing the charge. Budget for the fee anyway in case the claim is denied.

Bonuses are generally taxable. Cash bonuses received from brokerages are usually treated as taxable income in Canada. Where a reward is paid directly into a registered plan, the brokerages here state it is not treated as a contribution. Keep the records for your accountant.